We can write General Liability, Liquor Liability, Assault & Battery, Hired and Non-Owned Auto, Employee Benefits, and Property.

No, we only offer a package to include General Liability and Liquor Liability.

General Aggregate Limit: $2,000,000
Products-completed Operations Aggregate: $2,000,000
Personal & Advertising Injury: $1,000,000
Each Occurrence Limit: $1,000,000
Liquor Liability Limit: Up to $1,000,000
Assault & Battery: Available up to $1,000,000
Fire Damage Limit: Available up to $100,000
Hired/Non-Owned Auto Liability: $1,000,000
Employee Benefits Liability: $1,000,000
Property: $7.5MM TIV limit per location

Drinking Establishments: Sports bar, Pool Hall, Lounge, Neighborhood Bar, Saloon, Beer Garden, Brew Pub

Entertainment Venues: Comedy Club, Nightclub, Gentlemen/Ladies Clubs, College Bars, Live Music Venues, Entertainment Centers, Mixed Exposure Mega Venue

Typically, we prefer risks with liquor sales over 40% of the overall sales with
entertainment and security.

We will consider a new venture, but will require a resume/bio of the owner or general manager showing at least 3 years of experience of managing or owning and similar operation.

California, Colorado, Delaware, Florida, Georgia, Illinois, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New York (Manhattan, Brooklyn, Queens & Bronx only), Ohio, Tennessee, Texas (Austin only), and Virginia.

Visit our page on our States of Operation.

No, you may submit your submission to Entertainment Risk without being appointed. However, if we are to bind an account, your agency will need to complete the producer appointment paperwork.

We require the Acord forms 125 and 126. If you would like for us to look at the property, please send the Acord 140. Also, we need four years of currently valued loss runs within 90 days of the expiration date. If the account has been in business for less than four years, then send the loss runs for the time they have been operational. Lastly, we need the Entertainment Risk Supplemental.

We can accept a competitor’s application; however, sometimes the competitor’s application is lacking in information. It will speed up the process if you complete our supplemental. Note: If we are to bind coverage, our supplemental will be required at binding.

Palomar Excess and Surplus Insurance Company is our carrier for our liability program and is AM Best A-XI rated carrier.

Yes, a 25% MEP is applicable to the policy.

Yes, our policy is 100% Minimum and Deposit.

No, we will require at the expiration of the policy for the insured to complete a self audit and provide a copy of their P&L. We will them determine if the insured owes any additional premium.

Our commission rate is 10%.

Please email your request:

Loss run can take up to 5-7 days to receive from the carrier. Once received, we will forward to your attention.

Please email your claim to:

Make sure to include the Acord Loss Notice and any supporting documents pertinent to the claim.

You have the ability to email us or call our toll free line:

One of our associates will reach out to you to respond to your inquiry.